Thursday, January 21, 2010

Government Loans Available for RV Park Owners

A little known loan program offered by the U.S. Department of Agriculture may provide funding for qualified park operators or other RV businesses located in rural areas who haven’t been able to secure financing for improvements and expansions during the recession.

The USDA’s Rural Business Guaranteed Loan Program typically provides up to $10 million in funding for rural businesses that need loans for a variety of reasons, including refinancing, repairs, modernizations, development and expansions. A fact sheet detailing the USDA loan program for the Business & Industry Guaranteed Loan program can be obtained at

“Local federally insured and regulated financial institutions are still making these loans,” Bill Garpow, executive director of the Recreational Park Trailer Industry Association (RPTIA), told park operators attending Cal-ARVC’s Education Day Jan. 13 at Newport Dunes Waterfront RV Resort and Marina.

“This program is good for a campground or any other rural business that is financially sound, can meet the program’s collateral requirements and has a justifiable need for the loan to make some good things happen in rural America. You can also use this kind of funding to purchase recreational park trailers for placement into a rental program. Another use might be to refinance the whole park and reduce your monthly cost of operations as a way to bring a profit back to your balance sheet. USDA is particularly interested in projects that could provide additional jobs and would conserve water or power.”
Full Story...
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